It is nearly December. The time of year when I remember how bad I am at financial planning. Already my e-mail inbox is over-flowing with reminders of annual payments and subscriptions that will be due in the next month. So far it is RAC membership, motorbike insurance, motorbike tracker subscription, CostCo membership, and probably a few more I have forgotten about. I am also aware that January I will need to get the car serviced and taxed.
I guess that one lesson would be to stop getting new vehicles in December and January. I know I am making savings by paying up-front instead of monthly, but it doesn’t feel like it when everything comes along at the same time. If (when?) I decide to move up to a bigger bike I must try to remember to do it during the summer!
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